When I filed a claim for traffic accident treatment, the insurance company called me ‘fraud’. A delivery driver in his 40s was ‘not guilty’.

A man in his 40s who was accused of stealing insurance money after intentionally causing an accident was acquitted.

According to the legal community on the 2nd, the Busan District Prosecutors' Office recently decided not to indict 44-year-old Mr. A, who was suspected of violating the Special Act on Prevention of Insurance Fraud.

Mr. A collided with a vehicle while driving a motorcycle at an intersection in Busan in August last year.

Afterwards, Mr. A filed a claim with the insurance company for treatment expenses.

However, the insurance company filed a complaint against Mr. A to the police, claiming insurance fraud on the grounds that Mr. A had a long history of accidents in the past.

“At the time of the accident, Mr. A glanced around and was fully aware that a vehicle was approaching, but he did not avoid it and caused a collision,” he said, adding, “This type of accident has occurred frequently in the past.”

However, during the prosecution investigation, Mr. A denied the charges, saying he did not cause the accident intentionally.

It was presented as evidence such as the fact that he had been working in the delivery industry for a long time, and as a result, the likelihood of traffic accidents was higher than that of other drivers.

The prosecution decided that the other party was responsible for the accident and decided that Mr. A's actions were not intentional, so they decided not to indict him.

Mr. A's legal representative, lawyer Kim Kyung-hwan of the Daeryun Law Firm, explained, "Mr. A had to undergo a prosecution investigation on suspicion of fraud even though he did not claim insurance money by deceiving the insurance company. In this case, the accident occurred due to the negligence of the other vehicle, and above all, he did everything he could, including activating the brake system."

He added, "Considering Mr. A's occupational characteristics, even if there are many accidents of the same type, it cannot be concluded that all of them are insurance fraud." He added, "In particular, as we have never exaggerated the damage to receive a large settlement or insurance payment, we tried to reveal the unfair part."

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Insurance company called it 'fraud' when I claimed traffic accident treatment... Delivery driver in his 40s was 'not guilty' (Shortcut)