Man in his 30s sued for insurance fraud suspected of intentional traffic accident... ‘Not guilty’

Slipped while stopped on a downhill road and collided with a fellow parked car
Insurance company sued for violating the Special Act on Prevention of Insurance Fraud
Proving the cause of the accident through analysis of how the accident occurred, etc. Decided not to send it to the police

There was a case in which a 30-year-old driver who was accused of insurance fraud by his insurance company after slipping while stopped on a downhill road and colliding with a fellow parked car was acquitted.

On the 10th of last month, the Gangwon Hongcheon Police Station decided not to send Mr. A, a man in his 30s, who was booked on charges of violating the Special Act on Prevention of Insurance Fraud, without charges.

Previously, Mr. A stopped his cargo vehicle at a construction site in Hongcheon, Gangwon-do in November 2024. However, the vehicle with the engine on slid downhill and hit Mr. A's colleague's vehicle, which was parked in front.

There were no casualties in this accident, but Mr. A's cargo vehicle was severely damaged, resulting in property damage amounting to approximately 16 million won.

Accordingly, Mr. A reported the accident to Insurance Company B for insurance processing, and Insurance Company B sued Mr. A, believing that Mr. A intentionally caused the accident to receive insurance money.

Insurance Company B cited the National Forensic Service's appraisal report as evidence. It is reported that the appraisal report contains analysis results showing that there is a high possibility of an intentional accident.

Mr. A denied all charges, claiming, “Insurance Company B filed a complaint without conducting a proper investigation into the on-site situation or circumstances surrounding the accident at the time of the accident.”

The police also determined that Mr. A was not guilty and decided not to send him to the case. The police said, “There is no special evidence to consider it as insurance fraud.”

Attorney Lee Ji-yeon of Daeryun Law Firm, who represented suspect A, explained, “After proving the cause of the accident based on the results of analyzing the situation immediately before the vehicle collision, the reason the impact was alleviated, and the area of ​​the collision, we were able to conclude that there were no charges.”

Attorney Lee Ji-yeon also added, "As Mr. A, who runs a company and maintains a stable income, there was absolutely no benefit to be gained by filing a false insurance accident as claimed by the insurance company. If the insurance company had conducted an accurate investigation into the accident, they would have immediately known that this accident was not intentional."

[Law Leader Reporter Son Dong-wook twson@lawleader.co.kr]

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Man in his 30s sued for insurance fraud suspected of intentional traffic accident... ‘Not guilty’ (Shortcut)