Industrial accident attorney, what types of industrial accident compensation insurance are there?

Hello. This is an industrial accident attorney at Daeryun Law LLC.

You have asked about the types of industrial accident compensation insurance. First, I wish the employee a speedy recovery.

The types of insurance benefits that can be received as industrial accident compensation are as follows.

1. Medical care benefits

Medical care benefits are insurance benefits paid to a worker if the worker is injured for work-related reasons, or contracts a disease.

2. Temporary disability benefits

Temporary disability benefits are insurance benefits paid for the period during which a worker who suffered an injury or a disease for work-related reasons was unable to work.

The amount paid per day can be received as an amount equivalent to 70% of the average wage.

3. Disability benefits

Disability benefits are benefits paid to a worker who suffered an injury or disease for work-related reasons if a disability remains in the body or elsewhere even after being cured.

4. Nursing care benefits

Nursing care benefits are, among those who have received medical care benefits, insurance benefits paid to a person who receives nursing care where nursing care is frequently needed even after being cured.

5. Survivors' benefits and funeral expenses

If a worker dies for work-related reasons, these are insurance benefits paid to the surviving family.

In addition, an amount equivalent to 120 days of the average wage is paid to the surviving family as funeral expenses.

6. Injury-disease compensation pension

A worker receiving medical care benefits may, even after 2 years have passed since beginning medical care, receive an injury-disease compensation pension instead of temporary disability benefits if all of the following requirements are met.

- The injury or disease has not been cured

- The severe illness care status grade resulting from the injury or disease is from Grade 1 to Grade 3

- The worker was unable to work due to the medical care

7. Vocational rehabilitation benefits

If a recipient of disability benefits needs job training in order to find employment, they can receive vocational rehabilitation benefits.

Because there are many types of industrial accident compensation insurance, confusion about them often arises.

Therefore, if an industrial accident occurs while running your business, we recommend responding by obtaining legal advice from an industrial accident attorney.