Legal Q&A
Q
Views4,371
When I looked it up on the internet, I heard that there are also hours set by law for debt collection and that failing to comply with those hours can be illegal. However, I am not exactly sure until when the debt collection hours run, and I am curious whether cases of receiving calls or visits at night or in the early morning also fall under this. If such conduct constitutes illegal debt collection, I would like to know whether filing a report or a legal response is actually possible.
debt collection hours
Answer
Published:
Author : ChanWoo JEONG
Debt collection hours are clearly restricted by law, and debt collection that does not comply with them constitutes an illegal act and may be subject to a report.
Debt collection hours are set from 8 a.m. to 9 p.m., so, in principle, calling or visiting in person in the early morning or late at night outside these hours is not permitted.
In particular, when a person repeatedly contacts or visits the debtor or a related person from after 9 p.m. until 8 a.m. the next day, thereby causing fear or anxiety and seriously harming the tranquility of private life or work, it is assessed as illegal debt collection.
Such a violation of debt collection hours may be subject to imprisonment for not more than 3 years or a fine of not more than 30 million won, so if you are suffering harm, you may secure the relevant evidence and consider filing a report or a legal response.
If you organize specific circumstances, such as text and call records and the times and number of visits, it will help to prove the illegality when consulting an attorney experienced in debt collection cases or filing a report with an investigative agency.
If anxiety or harm arising from debt collection is continuing, please request a consultation with an attorney experienced in debt collection cases in order to accurately determine whether the matter is illegal and to prepare an appropriate response.
Daeryun's own AI·IT-driven litigation strategy
240+ key members
1,200+ client requests per month
* 2026년 1월 변호사협회 경유증표 발급 기준
In compliance with Article 4(1) of the Korean Bar Association Advertising Rules
Every consultation is reviewed by a specialist attorney first,
so consultations are conducted by appointment.
Phone
1800-7905
Available 24/7, 365 days a year
Online Consultation
Legal services
for our clients.
Chat
Get a quick consultation via chat.
Related Members
More
ChanWoo JEONG
T. 070-5221-2387
Extensive corporate legal litigation and advisory experience · Attorney specializing in inheritance/tax/administrative law
SangKweon LEE
T. 070-7510-1044
Extensive Experience in Overseas Debt Collection and Global Arbitration Cases · Attorney Specializing in Corporate Rehabilitation and Bankruptcy/Civil/Civil Execution Law
Key Case Results
MoreRelated Practice Areas
MoreAll fields At a glance
1/0
