Legal Q&A

I contacted an acquaintance to repay the money I borrowed, but they moved abroad and I cannot reach them. Should I make a repayment deposit?

Hello. A few months ago, I borrowed money from an acquaintance, and recently I received word that they are moving abroad. Since then, I have tried to contact them several times to repay the borrowed money, but currently I cannot reach them. As in this case, where the creditor cannot be reached and has already emigrated, I am curious about whether I should consider a method of performing the obligation through a repayment deposit.

If I send a certified letter of content for outstanding receivables, can I receive the money right away?

A business partner keeps delaying payment, so I am thinking of sending a certified letter of content for outstanding receivables. People around me say that just sending a certified letter of content will result in immediate payment, but I am curious whether it actually has any effect. I would also like to know what procedure follows after the certified letter of content for outstanding receivables.

I am curious about how to release a bankbook attachment.

Hello. Recently my bankbook was attached.. I would like to release the bankbook attachment, but I do not know how, so I am asking this question.. I would also like to know what I need to do to use my bankbook again and what the procedure and necessary documents are. Could you tell me how to release a bankbook attachment? Thank you.

Please tell me how to conduct an investigation of a debtor's assets.

Hello. Some time ago, I lent money to an acquaintance, but even though the promised repayment deadline has long passed, I have not received back a single won. Even though I have contacted him several times, he keeps putting it off, and these days he talks as if he has no assets and seems to have no intention of repaying. Even if I proceed with a lawsuit, I first want to confirm whether there is actually money I can recover; how do I conduct an investigation of a debtor's assets?

Is debt collection through compulsory execution possible?

A few years ago, I lent money to an acquaintance after drawing up a loan certificate and even having it notarized. However, even though the agreed repayment date has passed, they have not yet repaid it. I am curious whether I can immediately enforce the claim through compulsory execution in this situation. Is debt collection through compulsory execution possible?

I want to file for a provisional attachment of a claim; please tell me how to prepare the application.

I intend to proceed with a provisional attachment of a claim, and I plan to prepare the application to be submitted to the court myself. I am also curious about what must necessarily be stated in the application, and whether the order of preparation or the format is prescribed. I would like to know how the information on the creditor, the debtor, and the third-party debtor should be entered, and how parts such as the claim to be attached, the purpose of the application, and the grounds should be prepared.

I would like to know about debt collection hours.

When I looked it up on the internet, I heard that there are also hours set by law for debt collection and that failing to comply with those hours can be illegal. However, I am not exactly sure until when the debt collection hours run, and I am curious whether cases of receiving calls or visits at night or in the early morning also fall under this. If such conduct constitutes illegal debt collection, I would like to know whether filing a report or a legal response is actually possible.

Claims attorney, the repayment date is approaching, but I do not know the whereabouts of the creditor.

Hello. It is just as the title says. Because I had money that I borrowed some time ago, I went to find the creditor, but I was told that he moved a few months ago. Even when I call, he does not answer, and there is not much time left until the repayment date, so what should I do in such a case? I would be grateful if a claims attorney could reply.

Civil attorney, do I have to repay the debt of my father who left home?

Civil attorney, the thing is, it has been more than 10 years since my father left home. However, it seems that my father took out a loan from a moneylending company. A little while ago, out of the blue, a call came saying they could not reach my father and demanding that my mother and I repay it instead. They keep calling day and night ever since, and in a case like this, do we have to repay it instead?